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MoneyLinks is a full-feature ATM service, developed by McMLinks, which allows your bank to perform all ATM/Debit card functions (issue cards, disable cards in case of theft, change the customer's account number, etc.) from within Meridian. MoneyLinks is an online real-time EFT product with off-line backup. I addition, you will be receiving your support directly from McCoy Myers.

Let McCoy Myers and MoneyLinks provide host-to-host balance verification and transaction mark-ups in an on-line environment. Through ATM services, your customers' transactions will be verified against actual balances as opposed to last night's positive balance file. Your customers' available balances on the McCoy Myers system will reflect each transaction. It's live, and it's real-time.

Features



    Telecommunications Options
    • Dial-up
    • Frame relay
    • Leased line


    Full Service Support
    • Consumer card management options
    • Spanish language support
    • Selective surcharging
    • Multi-point settlement of funds
    • Real-time cash positions and hopper totals
    • Real-time transaction reporting


    ATM Problem Management
    • Automatic problem detection and tracking
    • Automatic dispatching and service provider management
    • Escalation and problem disclosure
    • Report generation and distribution


    ATM Transaction Set
    • Cash Withdrawal
    • Balance Inquiry
    • Deposit
    • Transfer
    • Linked Account Access (Cardholders can access up to 5 Checking and 5 Savings accounts for withdrawals, inquiries, deposits, and transfers at ATMs that support multiple account access)


    Daily Reports
    • Terminal Detail Report: Provides details of each transaction at each terminal sorted by transaction type or by terminal
    • Institution Detail Report: Provides details of each cardholder transaction
    • General Ledger Summary: Lists suggested general ledger entries based on the day's activity
    • Clearings Statement Report: Provides the total debit, credit, and net settlement position
    • Institution Transaction Volume: Recaps all transactions by transaction type and role
    • Daily Adjustment Report: Lists all adjustments and chargebacks
    • Exception Activity: Lists all suspect cardholder activity


    Monthly Reports
    • General Ledger Summary: Accumulates total debits and credits for monthly general ledger entries
    • Institution Transaction Volume: Lists all cardholder activity by cardholder type for the month
    Report Generator
    Disaster Recovery

 

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